Awhile ago I conducted a survey and asked my readers a big question:
When it comes to saving and/or managing your money, what is your biggest struggle?
Your responses were overwhelming.
The lack of money! We know what we want to do, but it seems that we were derailed 5 years ago, and we can’t quite get back to ground zero… 🙂
There’s not enough money from the get go, so it’s hard and stressful.
Seems like every time my husband and I save up money something comes up like new tires, furnace goes out, all those unexpected costs.
There’s never enough money. I always have more on my list to buy.
Urgent things that come up, and trying to save extra for vacation, someday.
Being on the same page as my spouse.
You’re noticing the common trend, right? You’re frustrated. You feel like there’s not enough money coming in. You don’t know how to deal with unexpected expenses and emergencies. And you can’t figure out how to manage your money well with your spouse or your partner.
I have some dear friends who lived with the same frustrations for the first ten years of their marriage. Last year, they decided to try something different to see if they could manage their income better and have peace in their home when it came to money.
Watch how creating and living on a monthly cash flow plan, ditching the debit card and living on cash, and working together as a team transformed Luke and Shelly’s family ( how living on a monthly cash flow plan resulted in a $200-$300 a month raise):
Why Budgets are Awesome
(When I talk the audio is really funky but luckily I’m not talking much. Luke and Shelly sound normal and have some amazing things to share.)
Luke and Shelly are not special. They are a typical middle class family living on one modest income.
If they can do it, so can you. I promise.
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